4 Biblical Financial Principles

#1 – I am commanded to love God and to love others Matthew 22:36-40 – “Teacher, which is the greatest commandment in the Law?”  Jesus replied: “‘Love the Lord your God with all your heart and with all your soul and with all your mind.’  This is the first and greatest commandment.  And the second …

Credit Scores – all you need to know

What is a credit score? Your credit score is a 3-digit number that represents your creditworthiness.  It helps others better understand how financially risky it may be to do business with you.  While there can be different scores companies use, the scoring model most will use when available to them is the FICO Score originally …

5 Easy Ways to Save Money on Gas

On March 11, 2022 we broke a national record for the highest gas prices of all-time at $4.33/gallon.  Yay us!?  This is up 53% from just one year ago.  Here in Illinois, we are overachieving, paying on average $4.56 across the state.  But of course, California leads the pack at an impressive $5.74/gallon! The poor …

Should You Save Or Pay Off Debt?

I was recently coaching someone who spent quite a bit of time excitedly talking about their savings and investment strategy.  As we talked further, I came to understand that they have several pieces of debt, including car loans, student loans, and unpaid credit cards.  Some of which they’ve had outstanding for many years.  So, should …

3 Quick Tips to Pay Off Your Mortgage Early

Buying a home is probably the biggest purchase you will ever make in your life.  It’s often described as the fulfillment of the American Dream.  And, indeed what a wonderful thing it is…especially if you own your home with NO MORTGAGE hanging over your head! Two reasons that I hear some people give for not …

What’s your favorite “cash back” app? Mine is Ibotta

Everyone likes getting cash back for their purchases!  If you aren’t familiar with , it is an app that will pay you back for the money that you’ve spent at the store. The amount of cash you receive is based on the offers available in the app at the time. You can scan your receipt when you’re …

How to Make 2021 Your Best Money Year Yet

After a year like 2020, I think we all can use a fresh take on things.  Think small but strategic changes.  If we do this every year all those small things will add up to big results. The beginning of the year is a great time to focus on what’s going on with your money. …

Find Your Unclaimed Money

It will only take a few seconds. No this isn’t a scam from that notorious foreign prince. States are holding tens of billions of dollars in unclaimed money. Is some of it yours? Go to www.missingmoney.com to find out. HERE’S WHAT TO EXPECT “Conduct your free search for bank accounts, safe deposit box contents, uncashed …

4 Ways to Reduce Holiday Stress

Tis the season to be stressed out fa-la-la-la-la, la-la la la Ah, that wonderful Christmas carol we all know so well.  Whether you’re a giddy Christmas elf or a scrooge who looks forward to it as much as your next proctology exam, the holidays too often leave us both financially and emotionally bankrupt.  This year …